2 lbs. ground beef
chopped onion
salt and pepper to taste
1 package taco seasoning
1 can enchilada sauce (mild or spicy)
1 can water
1 can refried beans
1 c. cheddar cheese, shredded
1 c. mozzarella cheese, shredded
1 package flour tortillas
optional: chopped green pepper, green onion, lettuce, tomatoes, sour cream

Brown beef with salt, pepper and onion. Add taco seasoning, water and beans; mix well. Grease a 9 x 13-inch pan. Layer enchilada sauce, tortillas, meat and cheeses. Bake at 350° until heated through. Serve with chopped vegetables and sour cream, as desired.

Sue Kolean, Holland